Go to top of page

FEE-HELP

When you attend university or an approved higher education provider, you can get a FEE-HELP loan to pay all or part of your tuition fees.

A FEE-HELP loan does not cover costs like accommodation, laptops or text books.

 

Eligibility

To get a FEE-HELP loan, you must:

  • be an Australian citizen and meet the residency requirements (you must study at least part of your course in Australia).
  • be a New Zealand Special Category visa (SCV) holder or permanent humanitarian visa holder and meet the residency requirements.

               - permanent residents can only get FEE-HELP for approved bridging studies.

  • be enrolled in a fee-paying place at a provider that offers FEE-HELP loans.
  • submit the Request for FEE-HELP  form to your provider by the census date.
  • not have already borrowed up to your FEE-HELP limit.

 

How much can I borrow?

You can borrow up to the FEE-HELP limit to pay your tuition fees.

For 2019, the FEE-HELP limit is $104,440. If you plan to study medicine, dentistry or veterinary science, the FEE-HELP limit is $150,000.

This does not mean you get that amount each year. The FEE-HELP limit is currently a lifetime limit.

However, from the 2019-20 financial year this will change so that any repayments you make on your debt will 'top up' your HELP loan balance.

Once you begin using FEE-HELP, the amount of FEE-HELP you have left is known as your 'FEE-HELP balance'. You can check your FEE-HELP balance on myUniAssist.

 

Loan fee

If you get a FEE-HELP loan to pay for your undergraduate course, you will have to pay a 25% loan fee*

The loan fee does NOT apply to you if:

  • you study at Bond University, the University of Notre Dame Australia, Torrens University or the University of Divinity and your unit of study has a census date after 1 January 2019,
  • your course is postgraduate study (including higher degrees by research) or is an enabling course,
  • you are enrolled in units of study through Open Universities Australia, or
  • you are getting a FEE-HELP loan to pay for approved bridging studies.

*The loan fee does not count towards your FEE-HELP limit.

 

Applying

To get a FEE-HELP loan, you will need a tax file number (TFN) and a Request for FEE-HELP assistance form, which your provider will give you.

Your form must be filled in and submitted to your provider before the census date (or administrative date).