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HECS-HELP

When you attend university or an approved higher education provider, you can get a HECS-HELP loan to pay for your studies. You can only get a HECS-HELP loan if you are enrolled in a Commonwealth supported place (CSP).

A HECS-HELP loan does not cover costs like accommodation, laptops or text books.

 

Eligibility

Your provider will assess your eligibility for a HELP loan against the criteria below. If you have any questions, please contact your provider.

To get a HECS-HELP loan, you must:

  • be studying in a Commonwealth supported place.
  • be an Australian citizen and meet the residency requirements (you must study at least part of your course in Australia).
  • be a New Zealand Special Category Visa (SCV) holder or permanent humanitarian visa holder and meet the residency requirements.
  • submit the Request for Commonwealth support and HECS-HELP  form to your provider by the census date.
  • be enrolled in each unit/subject at your provider by the census date.

 

Applying

To apply for a HECS-HELP loan, you will need a tax file number (TFN) and a Request for Commonwealth support and HECS-HELP  form, which your university or higher education provider will give you.

Your form must be filled in and submitted to your provider before the census date (or administrative date).