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Facing financial hardship

If you are finding it hard to repay your HELP debt, you can apply to the Australian Taxation Office (ATO) for support.

The ATO may allow you to:

  • enter a repayment plan, or
  • defer your repayments.

There is a two-year time limit to apply for a deferment of compulsory HELP repayments.

Visit the ATO's website or call them on 13 28 61 for more information.