If you are finding it hard to repay your HELP debt, you can apply to the Australian Taxation Office (ATO) for support.

The ATO may allow you to:

  • enter a repayment plan, or
  • defer your repayments.

There is a two-year time limit to apply for a deferment of compulsory HELP repayments.

Visit the ATO's(Opens in a new tab/window) website or call them on 13 28 61 for more information.