If you are unhappy with your student experience at your higher education provider, you should firstly raise it with your provider to see if you are able to resolve the issue quickly and informally.

Indexation is added to your Higher Education Loan Program (HELP) debt each year. This means the amount you repay in total will be more than the original amount of the loan.

To apply for a Commonwealth supported place (CSP) and/or Higher Education Loan Program (HELP) loan, you must submit an electronic Commonwealth Assistance Form (eCAF) on or before the census date.

Things you should know if you are concerned about your financial situation and making HELP debt repayments.

Your Higher Education Loan Program (HELP) debt is repaid through the tax system.