Once you have a Higher Education Loan Program (HELP) loan you need to know how to manage it.

OS-HELP is a loan from the Australian Government for students enrolled in a Commonwealth supported place (CSP) who want to study part of their course overseas.

Where you can find information on higher education loans and support.

Your Higher Education Loan Program (HELP) debt is repaid through the tax system.

What should you expect from your higher education provider? What is expected of you as a student?

The Universities Accord (Cutting Student Debt by 20 per cent) Bill 2025 has now passed Parliament.