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Paying Back Your Loan

To pay for your study can choose one of the following options:

  • Apply for a HELP loan
  • Pay your fees up-front to your higher education provider

If you are studying in a Commonwealth Supported Place, you may be eligible for the HECS-HELP Up-Front Discount. You can make Up-Front payments directly through your university or higher education provider before the census date.  

If you have a HELP loan, you can check your HELP debt and make repayments through the Australian Tax Office (ATO).

Compulsory repayments are not calculated and reconciled until your income tax return for that financial year is processed. To manage compulsory repayments, advise your employer if you have a HELP debt. 

You can make Voluntary repayments at any time to reduce the balance of your debt. Voluntary repayments are in addition to compulsory repayments and are not refundable. 

For more information, visit the ATO's website at: www.ato.gov.au or phone them on 13 28 61.

To view your course fees or cost of individual units, please contact your education provider.