HELP booklets and fact sheets contain information about each Higher Education Loan Program (HELP) loan including a glossary of terms, eligibility criteria, how to apply for a HELP loan, withdrawing from study and repaying a HELP debt.

This fact sheet provides an overview of SA-HELP, a loan from the Australian Government to help you pay your higher education provider’s student services and amenities fee (SSAF).

This fact sheet provides an overview of STARTUP-HELP, a loan from the Australian Government that can be used to pay for your studies when you attend university and participate in a Startup Year course.

If you require a copy of a historical HELP Information Booklet, this can be requested by emailing heenquiries@education.gov.au

This fact sheet provides an overview of Commonwealth supported places (CSPs) and HECS-HELP (also known as HECS), a loan from the Australian Government to pay your student contribution amounts.

This fact sheet provides an overview of OS-HELP, a loan from the Australian Government for students enrolled in a Commonwealth supported place (CSP) who want to study part of their course overseas.

This fact sheet provides an overview of FEE-HELP, a loan from the Australian Government to pay all or part of your fees when you study a higher education course at an approved higher education provider.

Following the passing of legislation on Thursday 28 November 2024, the Australian Government has established a new National Student Ombudsman (NSO) which commenced operations on 1 February 2025.

This booklet is about Commonwealth supported places (CSPs) and the HECS-HELP (also known as HECS) loan from the Australian Government to pay your student contribution amounts.