This booklet is about OS-HELP, a loan from the Australian Government for students enrolled in a Commonwealth supported place (CSP) who want to study part of their course overseas.

This booklet is about STARTUP-HELP, a loan from the Australian Government that can be used to pay for your studies when you attend university and participate in a Startup Year course.

This booklet is about FEE-HELP, a loan from the Australian Government to pay all or part of your fees when you study a higher education course at an approved higher education provider.

This booklet is about SA-HELP, a loan from the Australian Government to help you pay your higher education provider’s student services and amenities fee (SSAF).

There are a number of ways you can start studying at a university or higher education provider. You may need to apply through a Tertiary Admissions Centre (TAC) or directly to the provider.

The Australian Government is progressing the 20% reduction of your Higher Education Loan Program (HELP) debt, subject to the passage of legislation.

There are a number of ways you can start studying at a higher education provider.

If you have already completed a higher education qualification (like a bachelor degree) and you are thinking about enrolling in further study, there are things to consider before deciding on the right pathway for you.

As an Australian citizen you may be eligible to access 1 or more of the 5 Higher Education Loan Program (HELP) loans available.

There are two important dates you need to know when accessing a Commonwealth supported place (CSP) and/or Higher Education Loan Program (HELP) loan – the census date and the administrative date.